Apply for homebuyer programs

If you are thinking of buying a home for the first time, MOHCD has programs that can help you.

Mayor's Office of Housing and Community Development

Resources

Eligibility and type of programs

Determine if you can buy in the affordable housing program

MOHCD homebuyer programs

Learn about the Below Market Rate program, Downpayment Assistance Loan Program, and City Second Loan Program.

Requirements and processes

Buy a home at a below market rate price

First time homebuyers can buy a home in San Francisco at below market rate (BMR) prices.

Learn about housing lottery preference programs

Having a lottery preference improves your chances in a housing lottery.

After a BMR homebuyer lottery

Learn what happens after a Below Market Rate homeownership lottery is run.

MOHCD program homeowner compliance monitoring

Homeowners who bought their home through MOHCD must show that they are following program rules. MOHCD will contact homeowners by program, in batches.

City Second Loan Program (CSLP)

The City Second Loan Program provides a downpayment loan for the purchase of units in certain developments.

Applications for homeownership programs

Download Below Market Rate program homeownership and Downpayment Assistance Loan Program applications.