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Reissue Mortgage Credit Certificate

When a homeowner using a Mortgage Credit Certificate refinances their mortgage, they must get a Reissue Mortgage Credit Certificate (RMCC) to replace their original MCC.

How the RMCC works

You must work with a MOHCD-approved lender to refinance your mortgage.

The lender has 1 year from the refinance, to submit the RMCC Application to MOHCD.

  1. If it is not your first refinance, the lender must provide a Master Settlement Statement and the payoff statement from the first payoff.
  2. The lender sends the digital files through the DAHLIA SF Housing Portal system.
  3. If the RMCC application is not received in 1 year, the IRS will cancel the tax credit.

Read more about the Mortgage Credit Certificate program.