Information for lenders and homeownership housing counselors

Mayor's Office of Housing and Community Development

Documents

MOHCD Lender Closing Checklist

After purchase agreement is signed, lenders can submit a MOHCD Lender Closing Checklist to request final approval, on behalf of their buyers.

Resources

Loan programs

MOHCD loan program balances

View the current balances for MOHCD's loan programs.

Downpayment Assistance Loan Program (DALP)

City Second Loan Program (CSLP)

The City Second Loan Program provides a downpayment loan for the purchase of units in certain developments.

About the Teacher Next Door program

About the Below Market Rate Downpayment Assistance Loan Program (BMR DALP)

Mortgage Credit Certificate

MOHCD loan terms

Below Market Rate (BMR) homeownership programs

Inclusionary Housing Program

Guided by San Francisco Planning Code Section 415, the Inclusionary Housing Program (also known as "Below-Market-Rate Program") aims to create housing affordable to low, moderate, and or middle income households in new buildings.

Limited Equity Program

Condo Conversion Below Market Rate Program

The Condo Conversion Below Market Rate Program helps low- to moderate-income homebuyers purchase their first home in San Francisco. Units in the program are sold below market rate in market-rate buildings.

Post-purchase lending services

Refinancing and subordination

When refinancing a 1st mortgage on a MOHCD-sponsored property, you must follow MOHCD subordination policies.

Mortgage Credit Certificate

Apply for a title change on your MOHCD-supported home

For MOHCD program homeowners who want to change the title of their home.

MOHCD loan payoff

Here are the instructions on how to submit a loan payoff request to MOHCD.

Apply for a MOHCD loan release

For homeowners using certain loan programs such as TND, PIC, and some City Second loans

MOHCD housing program applications, forms, and manuals

MOHCD housing program forms and documents

This is a library of forms and documents for MOHCD's housing programs for lenders, realtors, leasing agents, applicants, and program recipients.

Required annual lender training

MOHCD annual lender training

Every year, participating lenders must attend training and pay a fee. During training, MOHCD staff will review our homeownership programs and go over recent program updates.

Connect

See the approved lender list.
Contact: Mojdeh Majidi at Mojdeh.Majidi@sfgov.org about the lender list